There are around 800 life insurance companies all over the United States, all of which are different structures, sizes, and business models. It can be overwhelming to find the best life insurance policy. Companies can be deliberate by their market capitalization or by using sales figures or how many policies were sold, once you make a decision, you have to go find the best company to satisfy your needs and wants.
If you living in USA or NRI there then you can avail the exciting benefits of health insurance offered by the best companies below.
Here the list of 5 best life insurance companies in the USA
1. Northwestern Mutual Life Insurance Company
Northwestern Mutual America’s top life insurance company for the current year. Northwestern has been over a century, providing some of the competitive life insurance products in the entire industry. You will have access to insurance products, like participating whole life insurance, to full-scale investments to suit every need in your business or household.
2. New York Life Insurance Company
New York Life is a near match to Northwestern Mutual. Having been in business around 170 years, the company is one of the longest-standing life insurance companies in America.
New York Life has the excellent suite of exclusive products offered from their agents only, and expect to pay the price for the extra quality, brand, and benefits.
3. Metlife- Life Insurance Company
MetLife is the largest life insurance company in North America for actual in force business. Since the civil war, MetLife has been offering life insurance to fit any business, any budget, or any needs, other insurance products from dental to disability are available all under one roof. The Company also boasts a stellar reputation due to the company’s financial strength and great customer service.
4. Massachusetts Mutual Life Insurance Company
Massachusetts Mutual is fourth place contender for the current year, is yet another life insurance company in our top 4 to be owned by its policyholders.
Massachusetts Mutual is ranked so high this year is its focus not only on insurance but financial planning. Many have made such large walks as Mass in integrating insurance and investments together.
5. Banner Life Insurance Company
Banner Life is Legal and General’s flagship life insurance company in America. They are hands down the best life insurance company for low prices on a term policy. Company term products offer very competitive universal life insurance options to fit the needs of the permanent insurance crowd.